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Showing posts from May, 2012

How to plan your budget for your loan EMIs

As anyone who just moved into their own house will know — it is a wonderful feeling to step into a freshly painted and furnished brand new home! Owning and moving into a new home can be a very fulfilling moment! Of course, most of the brand new home owners will also not forget the flip side of this nice feeling - the first three months and the new strain on finances in the form of the EMI! Although most people realise that this EMI amount will be taken away from one's account every month, some can end up making terrible blunders like covering monthly expenses quickly before the bank dips into the account for a big chunk of EMI. This can lead to a cheque or ECS bounce early in the tenure! To avoid this it is best to understand when salary credit happens and time the EMI withdrawal accordingly! An oft repeated grumble in such situations is of course the wish that one should have started saving more! Most households these days belong to the double income category and when y...

Wallpapers – new trend in home decor

There’s always the debate whether to use paints or wall paper on those plain walls in the house. Paints were always the clear winner more for practical reasons than aesthetics. Wall paper tends to peel off quickly, especially due to the constant changes in the climate from time to time, and makes the walls look drab and ugly. This is no longer the case. Now, wallpaper comes in high-grade quality and has special weather-resistant features that peeling is just simply next to impossible! When the thought of wallpaper comes to mind, it is always delicate and dainty designs and floral backgrounds, especially well suited to very ‘English’ made homes. Wall papers have come a long way from there. Although, floral designs do exist and are a favourite in many homes, there is a whole new range of textures, colours and patterns that are available in wall papers. Today, most of it is imported from countries like the UK, Germany, France, Belgium and Italy and comes in attractive stripes, checks...